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Fast loan decision

Funds direct deposited to your bank as soon as the next business day
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Any credit

Request a loan now, regardless of your credit score. Conditions vary and terms apply.
Loan Term (Repayment Period)
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Borrow from $200 to $5,000
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All credit scores can apply
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Funding: 1 min – 48 hrs post-approval
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Your details are safe with us
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Free request submission

Sometimes it's quite hard to plan ahead your finances. Unexpected situations happen all the time. That's where our service comes to the rescue. We specialize in online loans, connecting you with over 100 of direct lenders, who are ready to provide you with a loan fast and easily.

By completing a short form on this website, you get access to our network of lenders. The whole process takes just a couple of minutes. In some cases, lenders may request additional information. In general, the funds are deposited to your account in as soon as the next business day.

Getting a loan from a regular bank can be somewhat difficult, especially if your credit history is damaged or far from being perfect. Our lenders consider people with all backgrounds. No matter what credit you have, you still can submit a request and get lenders’ decision. You only need to fill out this short form, and our service will do the rest for you.

APR, total loan costs and fees example
$1,000
Interest Rate
24.00%
Loan Term
12 months
Origination Fee %
3.00%
Origination Fee $
$30
Monthly Payment
$94.56
APR
29.82%
Total Interest Paid
$134.72
Total Loan Cost
$1,164.72
$2,000
Interest Rate
19.00%
Loan Term
24 months
Origination Fee %
5.00%
Origination Fee $
$100
Monthly Payment
$100.82
APR
24.12%
Total Interest Paid
$419.68
Total Loan Cost
$2,519.68
$2,500
Interest Rate
16.00%
Loan Term
36 months
Origination Fee %
10.00%
Origination Fee $
$250
Monthly Payment
$87.89
APR
22.93%
Total Interest Paid
$665.13
Total Loan Cost
$3,414.13
$5,000
Interest Rate
12.00%
Loan Term
48 months
Origination Fee %
12.00%
Origination Fee $
$600
Monthly Payment
$131.67
APR
18.23%
Total Interest Paid
$1,320.12
Total Loan Cost
$6,920.12
How our service works
1 STEP

Fill Out Our Simple Form

It takes minutes to fill out our online form, it is protected by top-notch security software, and it is absolutely free for you. No obligation or hidden fees
2 STEP

Get Connected with a Lender

You will be connected with one of our lenders and receive your loan decision fast. Even the users with imperfect credit can be offered a loan. Fast access to cash
3 STEP

Money is Deposited Directly

E-sign documents to accept your loan offer. Your money can be transferred as soon as the next business day. And there is no penalty if you refuse. Get your cash!
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Frequently asked questions

to help you on your path to financial freedom
How can I reach thepandaloan.com customer service?
Use the chat feature on the right side of your screen. A live agent is available to assist you between 9 AM and 5 PM EST. You can also reach us by email at contact@thepandaloan.com
How do I qualify?
Qualifying is based on a few key categories:
  1. Currently have a job or have other sources of regular income. Those receiving benefits also qualify
  2. Make at least $800 per month
  3. Are 18 years of age or older and a U.S. resident
  4. Other requirements may apply
I submitted my information. How do I know if you were able to find a lender?
If we are able to find you a lender, usually you will be redirected to the lenders site within 2 minutes. Some lenders may also call you to confirm your loan. If we are not able to find you a lender, you will see a message stating that.
I completed the form on thepandaloan.com, why was I redirected to another website?
We thepandaloan.com do not lend money or process loans. Upon getting results, we redirect you to one of our reputable lenders. You may be asked to fill out additional forms.
Why do I have to give my bank account information?
You will need to have a bank account in order for us to find you a lender. If you don't have a checking account you can indicate that you have a savings account. Just choose "savings account" when submitting your information. Additionally, our lenders use the bank account to deposit your loan and for repayment.

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